What borrowers say

First and foremost, I want to sincerely thank Horizon Mortgage Group consultant Robert Morestin for everything he did for my family and I throughout our home buying journey. Buying a home in today’s market is not easy. Between the competitive housing market, the stress of getting approved by a lender, and trying to find the right home for your family, the process can quickly become overwhelming. There were moments where it felt stressful and uncertain, but Robert consistently provided reassurance, guidance, and professionalism every step of the way. From the very beginning, Robert was attentive, knowledgeable, patient, and truly dedicated to helping us succeed. He always made himself available whenever I had questions or concerns, no matter the time or situation. What stood out most was how responsive and dependable he was throughout the entire process. He stayed on top of every detail, kept us informed, and made sure everything moved forward smoothly and efficiently. You can tell Robert genuinely cares about the people he works with and takes pride in helping families achieve homeownership. His experience and work ethic gave us confidence during a process that can often feel confusing and stressful. Thanks to his hard work and commitment, my family and I were able to close on our new home, and for that we are truly grateful. I highly recommend Robert to anyone looking to purchase a home. If you want someone who is professional, honest, patient, and willing to go the extra mile for his clients, Robert is the person you want in your corner.

Working with Robert throughout our home-buying process was a great experience. He was very knowledgeable, responsive, and determined to help us find solutions every step of the way. There were challenges during the process, but he remained patient, supportive, and continued working hard to make sure everything came together successfully. He always kept us informed and took the time to explain things clearly, which made us feel much more comfortable as first-time homebuyers. We truly appreciate all the effort and dedication he put into helping us close on our home. We highly recommend Robert to anyone going through the home-buying process.

During my recent home buying process I was delighted to find Horizon Mortgage Group—well, to be fair I didn’t find them, there were referred. However, once I spoke with Robert, I knew I was dealing with a competent individual who is a professional at his craft. Robert has the ability to explain complex mortgage concepts in a clear and informative manner. He took the time to answer every question I had which definitely helped me make a confident and well-informed decision. I never at any time felt I could not call Robert to get a question answered. From the very beginning Robert was transparent about the lending process. He stated what I should expect of him and told me what he expected of me during the process. He was honest regarding the rates, fees which made the process feel straight forward and stress free. At every step he was available and accessible. I did not meet every staff member at Horizon Mortgage Group, however they worked very efficiently. They were dependable throughout the entire process, always following through on commitments and ensuring everything stayed on track. When obtaining a loan, there are challenges. At times there are what seems like never ending inconveniences —re-send this document, we need a more current, this, that and so on and so forth, well, there weren’t many of those. When we encountered a hurdle Robert remained poised and patient as we worked towards a solution. I never imagined I would be writing a review about a mortgage lender, but Horizon Mortgage Group, Robert and his staff deserves theirs flowers. Their professionalism, communication and dedication to their clients exceeded my expectations. I would highly recommend them to anyone looking for trustworthy, competent and personable mortgage lender.

I have a positive experience with Horizon Mortgage Group. Mr. Robert Morestin was very professional, polite and respectful. He is knowledgeable about his work and able to answer all my questions and clear all confusions. He is always available and easy to reach over the phone and respond to all my emails on time. He always calls to give me updates. I will refer all my friends to him for services. He goes above and beyond to satisfy me. I am happy and satisfied with all his services. Ways to go Mr. Robert.

Robert is a true professional,very knowledgeable,sincere and honest. From very humble beginning,has carved out a niche in the Real Estate for himself 20years and going. It was a joy working with him,results were just awesome.

From a first time homebuyer, I am so very pleased with the service and help Robert provided us. Any questions we had, he was there, any concerns, he was there. After dealing with broker before him who lied to us about not being able to get certain downpayment assistance programs and how a stupid high interest rate was “normal”, Robert saved the day and got us a great assistance program AND a lower APR. Hands down will recommend him to everyone I know. He was always available, he truly puts his heart and soul into his work and doesn’t bs anything like other people do. Working night shift, I’m not always able to respond in a timely manner during regular business hours, Robert respected that, and that’s the biggest thing we were most grateful for. I wouldn’t recommend anyone else but Robert. Hands down the best person you can have on your team, and yes he makes you feel as if you’re in a team not a 1v1. 10000000000/10 would DEFINITELY recommend!!!!!

I’ve had the pleasure of working with Robert for several years, and the experience has consistently been excellent. He is knowledgeable, reliable, and always takes the time to explain options clearly and honestly. Every transaction has been handled with care, professionalism, and attention to detail. I truly trust his guidance and would highly recommend him to anyone looking for a smooth and stress free mortgage process.

Robert Morestin was professional, knowledgeable, and easy to work with from start to finish. He took the time to explain everything clearly, answered all of my questions, and made the entire process smooth and stress-free. His attention to detail and genuine commitment to helping his clients really stood out. I highly recommend Robert to anyone looking for someone reliable and trustworthy.

Robert morestin was very professional knowledgeable and patient with me. Made my experience feel stress free. Also he had an answer for every question and if he didn’t, he would get back with me very fast.

I had the pleasure of working with Robert Morestin from Horizon Mortgage Group, and I couldn't be more satisfied with the experience. From our initial consultation to the final closing, Robert demonstrated professionalism, expertise, and a genuine commitment to securing the best possible loan terms for me. Robert's deep understanding of the mortgage industry was evident as he guided me through each step of the process, making complex information easy to understand. His responsiveness to my questions and concerns was remarkable, often providing updates outside of regular business hours to ensure I felt supported. What truly sets Robert apart is his personalized approach. He took the time to understand my financial goals and tailored his services to meet my specific needs. This level of dedication is rare and greatly appreciated. I highly recommend Robert Morestin to anyone seeking a knowledgeable and trustworthy loan officer. His exceptional service made what can often be a stressful process feel seamless and straightforward. Thank you, Robert, for your outstanding work!

Robert consistently provided EXCEPTIONAL service.He is extremely knowledgeable, helpful and very responsive. He aims to personalize your experience whilst explaining all terms and process along the way. He exceeded my expectations, I highly recommend and would not hesitate to utilize his services in the future.

Working with Horizon Mortgage Group made buying my first home a smooth and stress-free experience. They were incredibly responsive, knowledgeable, and guided me through every step of the process. I couldn’t have asked for a better team to help me make such an important purchase!

Buying my home with Horizon Morgage Group was one of the best experience ever. Considering this was the third time I was going thru the process of purchasing a house, never have I ever had such an easy, smooth and clear process into completing all paperwork and understanding every steps thru the process. Robert was always available and never made me feel there another client could be more important then I. He will tell you the truth, even if it’s means he might lose a commission. I’d recommend this company anytime, any day with complete confidence. Thank you Robert for putting in my home with my family today.

Robert exceeds his professionalism. He keeps you updated, new email or text is always confirmed by his call with all information you need to know and expect. He is always available to answer any questions you might have. A smooth experience from start to finish.

I have such a great experience with Horizon Mortgage broker and Mr. Robert was very patient and helpful to me throughout the entire process. He worked in my case for over a year yet untill the end he stayed and helped me get the services that I needed. He helped me get a very low interest rate and also taught me how to use my credit cards in order to increase my credit score.

I had the pleasure to work with Robert, from the finding my budget to buy a property to find the best loan bank with the low interest. Robert made an experience that can be very stressful an easy one. He was always ready to explain the steps that we needed to do to reach the goal, and reassure that the process was going forward without problems.

Horizon Mortgage Group is awesome! I had the privilege of working with Robert. He took time to explain every step of my refinance. He took all my phone calls, text messages, answered all my questions, even after hours! I had a very smooth process with Horizon Mortgage. I would highly recommend Horizon Mortgage group for all your mortgage needs.

I just closed on a condominium and Robert was fantastic to work with. He was responsive and answered all of my questions. His years of experience in the business proved to be invaluable on this deal. Not only does he know his business inside and out, but has a great team of professionals to support him and get the job done!!! I HIGHLY recommend Robert if you're looking to finance property.

Purchasing my first home, I couldn't have asked for a more professional Company that handled my becoming a owner with the utmost care. From the start of the process to closing, I felt like my purchase was being handle by a family member who had my best interest in all aspects. I wouldn't hesitate to purchase my next home or advise on purchasing from no other than Horizon Mortgage Group. Thank you for making my purchase a seemless and easy one!

Robert Morestin at Horizon Group is the best, very professional and efficient, he knows how to get the job done, he got me approved for more than my previous company. With years of experience, he knows the ins and outs of his business, I closed on my house in little over one month, if you are serious about finding a home, Horizon Mortgage is the place to go.