FHA Loans
A mortgage insured by the Federal Housing Administration, with credit and down payment guidelines built for people buying their first home.
How it worksLoan programs
Purchase loans for first homes, bigger homes, fixer-uppers and buyers from abroad, and refinancing for the loan you already have.
Conventional Loans
A mortgage that is not insured or guaranteed by the government, following the guidelines Fannie Mae and Freddie Mac set for conforming loans.
How it works
VA Loans
A home loan guaranteed by the U.S. Department of Veterans Affairs for eligible veterans, active-duty service members and surviving spouses.
How it works
Jumbo Loans
Financing for homes priced above the conforming loan limit, where the credit, reserve and documentation standards are higher.
How it works
FHA 203(k) Rehab Loans
One FHA-insured loan that covers the price of the home and the cost of the repairs, so a house that needs work stops being a house you cannot finance.
How it works
Foreign National Loans
Financing for buyers who are not U.S. citizens or permanent residents and want a home, a second home or an investment property in Florida.
How it works
Refinancing
Replacing your current mortgage to change the rate or term, take cash out of your equity, or move off an FHA loan, including the FHA Streamline refinance.
How it works
DSCR / Investor Loans
A loan sized on the property's rental income instead of your personal income, built for investors buying or refinancing rental properties.
How it works
Reverse Mortgages
A federally insured loan that lets homeowners 62 and older convert part of their home equity into funds they do not have to repay while they live in the home.
How it works
Not sure which one?
You do not have to pick before you call
The program follows from your situation: your credit, how much you have saved, the kind of property and how you will use it. As a broker we work with more than one lender, so we can place the file where it fits.
- FHA LoansWhere most first homes start
- Conventional LoansThe standard loan, done right
- VA LoansA benefit you earned
- Jumbo LoansAbove the conforming limit
- FHA 203(k) Rehab LoansPurchase plus renovation
- Foreign National LoansBuying from abroad
- RefinancingThe loan you have, rethought
- DSCR / Investor LoansFinance it by what it earns
- Reverse MortgagesYour equity, on your terms
Talk to a loan consultant
Three details and we call you back, Monday to Friday.
Ready now? Apply online or call (954) 709-4659
Purchase · Refinance · Pre-approval
Know what you can borrow before you fall for a house
Start the secure application online, or call the office and talk it through first. Either way you get a real answer, not a range.