South Florida is one of the most popular places in the country for international buyers. A foreign national mortgage finances a U.S. property for a buyer who does not hold U.S. citizenship or permanent residency, often without a U.S. credit history.
Many foreign national programs accept international credit references instead.
Second homes and investment
Built for the buyer who lives abroad and wants a place here, or an income property.
Documentation guided
Passport, visa, foreign income and bank statements: we tell you exactly what each lender will ask for.
Condos included
Many South Florida purchases are condominiums. We check the building against the lender's requirements early.
Step by step
How it runs, start to close
1
Tell us about the purchase
Where, what kind of property, and how you plan to use it.
2
Gather documents
Passport, proof of income and assets, and references. We send you the list.
3
Lender match and appraisal
Foreign national guidelines vary by lender, so placing the file correctly matters.
4
Closing
Remote closing arrangements are possible in many cases. We explain what the title company needs.
Is it the right fit?
The fifteen-minute call that settles it
Financing for buyers who are not U.S. citizens or permanent residents and want a home, a second home or an investment property in Florida.
Whether it is the right program depends on your credit, your savings and the
property. We run it against the alternatives with your real numbers, and if another
program suits you better, we say so.
