
FHA Loans
A mortgage insured by the Federal Housing Administration, with credit and down payment guidelines built for people buying their first home.
How it worksWhatever you pick stays on this browser and follows you from page to page. It is not sent to us.
Home purchase and refinance loans from our Coral Springs office. Every step explained, every question answered, and a straight answer on what you can borrow.
Freddie Mac PMMS
Most people arrive knowing the house and not the loan. That is fine. Tell us what you are buying and how you want to pay for it, and we match the program to you.

A mortgage insured by the Federal Housing Administration, with credit and down payment guidelines built for people buying their first home.
How it works
A mortgage that is not insured or guaranteed by the government, following the guidelines Fannie Mae and Freddie Mac set for conforming loans.
How it works
A home loan guaranteed by the U.S. Department of Veterans Affairs for eligible veterans, active-duty service members and surviving spouses.
How it works
Financing for homes priced above the conforming loan limit, where the credit, reserve and documentation standards are higher.
How it works
One FHA-insured loan that covers the price of the home and the cost of the repairs, so a house that needs work stops being a house you cannot finance.
How it works
Financing for buyers who are not U.S. citizens or permanent residents and want a home, a second home or an investment property in Florida.
How it works
Replacing your current mortgage to change the rate or term, take cash out of your equity, or move off an FHA loan, including the FHA Streamline refinance.
How it works
A loan sized on the property's rental income instead of your personal income, built for investors buying or refinancing rental properties.
How it works
A federally insured loan that lets homeowners 62 and older convert part of their home equity into funds they do not have to repay while they live in the home.
How it worksFour steps, and at each one you know what happens next and what we need from you.
Call, or start the application online. We ask what you want to buy or refinance, and what you want the payment to be.
Your documents, your credit and a pre-approval letter you can put in front of a seller.
As a broker we place the loan with a lender that fits the file, then handle the appraisal, title and underwriting conditions.
We go through the closing disclosure with you before the day, so nothing on it is a surprise.
Purchase or refinance, a primary home, a place for the winter or an investment property.
Robert is a true professional,very knowledgeable,sincere and honest. From very humble beginning,has carved out a niche in the Real Estate for himself 20years and going. It was a joy working with him,results were just awesome.
Barry Reid
Robert morestin was very professional knowledgeable and patient with me. Made my experience feel stress free. Also he had an answer for every question and if he didn’t, he would get back with me very fast.
Diosolo Fishing
Robert exceeds his professionalism. He keeps you updated, new email or text is always confirmed by his call with all information you need to know and expect. He is always available to answer any questions you might have. A smooth experience from start to finish.
Elsa Mohete
Suite 304 at 1700 N University Drive, open Monday to Friday. Most of the people we help live within a short drive, and plenty more are across South Florida.
We are a licensed mortgage broker, NMLS #1220788. That means we work with more than one lender and place your loan with the one whose guidelines fit your file.
Yes. The secure online application takes your details once, and we call you to go through it. If you would rather talk first, call the office.
Photo ID, recent pay stubs, W-2s or tax returns, and bank statements. The full list is on the apply page.
Yes, and a lot of our reviews come from them. We explain every step, including the ones nobody asks about until closing day.
It depends on the loan, the appraisal and the title work. We give you a realistic timeline when you apply and keep you updated as it moves.
No. The office is in Coral Springs, and we work with buyers and homeowners across South Florida.
Start the secure application online, or call the office and talk it through first. Either way you get a real answer, not a range.