FHA Loans
A mortgage insured by the Federal Housing Administration, with credit and down payment guidelines built for people buying their first home.
How it worksMortgage Broker in Margate, FL
Affordable homes, easy highway access and a short drive to our Coral Springs office.
- Licensed mortgage broker, NMLS #1220788
- Robert Morestin, NMLS #369563
- 4.9 from 34 Google reviews
- Purchase and refinance
Margate · Broward County
A mortgage broker who knows Margate
Margate sits between Coral Springs and Coconut Creek and has some of the most accessible price points in north Broward. The city has been quietly redeveloping around its sports complex and the main commercial corridor on Coconut Creek Parkway.
Our office is at 1700 N University Dr, Suite 304 in Coral Springs, a short drive from Margate. Call or start the application online and we handle the rest from there.
The housing stock
What buyers find in Margate
Homes here tend to be older single-family residences from the 1970s and 1980s, plus a mix of condos and townhomes. That means renovation loans like the FHA 203(k) come up regularly, and insurance and roof age are things we check before the numbers go on paper.
Whatever the property type, we build insurance, taxes and association fees into the numbers before you make an offer, so the payment you plan for is the payment you get.
Talk to a loan consultant
Three details and we call you back, Monday to Friday.
Ready now? Apply online or call (954) 709-4659
Recommended programs
Home loans for Margate buyers
These are the programs Margate buyers ask about most. Every loan type we offer is available here.
Conventional Loans
A mortgage that is not insured or guaranteed by the government, following the guidelines Fannie Mae and Freddie Mac set for conforming loans.
How it worksVA Loans
A home loan guaranteed by the U.S. Department of Veterans Affairs for eligible veterans, active-duty service members and surviving spouses.
How it works
All programs
Every loan program, locally
Each program below is available for homes in Margate and across South Florida.
First and foremost, I want to sincerely thank Horizon Mortgage Group consultant Robert Morestin for everything he did for my family and I throughout our home buying journey. Buying a home in today’s market is not easy. Between the competitive housing market, the stress of getting approved by a lender, and trying to find the right home for your family, the process can quickly become overwhelming. There were moments where it felt stressful and uncertain, but Robert consistently provided reassurance, guidance, and professionalism every step of the way. From the very beginning, Robert was attentive, knowledgeable, patient, and truly dedicated to helping us succeed. He always made himself available whenever I had questions or concerns, no matter the time or situation. What stood out most was how responsive and dependable he was throughout the entire process. He stayed on top of every detail, kept us informed, and made sure everything moved forward smoothly and efficiently. You can tell Robert genuinely cares about the people he works with and takes pride in helping families achieve homeownership. His experience and work ethic gave us confidence during a process that can often feel confusing and stressful. Thanks to his hard work and commitment, my family and I were able to close on our new home, and for that we are truly grateful. I highly recommend Robert to anyone looking to purchase a home. If you want someone who is professional, honest, patient, and willing to go the extra mile for his clients, Robert is the person you want in your corner.
J. White
Working with Robert throughout our home-buying process was a great experience. He was very knowledgeable, responsive, and determined to help us find solutions every step of the way. There were challenges during the process, but he remained patient, supportive, and continued working hard to make sure everything came together successfully. He always kept us informed and took the time to explain things clearly, which made us feel much more comfortable as first-time homebuyers. We truly appreciate all the effort and dedication he put into helping us close on our home. We highly recommend Robert to anyone going through the home-buying process.
Tammie
How it works
Steps to buying a home in Margate
1
Get pre-approved
We review your income, credit and savings to tell you exactly what you can borrow. Sellers in Margate take pre-approved offers more seriously.
2
Find the right home
Shop with confidence knowing your budget. When you find a property, we lock your rate and handle the paperwork while you and your agent negotiate.
3
Close and move in
We coordinate with the title company, the appraiser and the underwriter. You sign at closing and pick up the keys.
Nearby areas we serve
Not in Margate? We cover these too.
Purchase · Refinance · Pre-approval
Know what you can borrow before you fall for a house
Start the secure application online, or call the office and talk it through first. Either way you get a real answer, not a range.